How To Recover Fast(er)

How fast did you recover from the 2008 recession?


Not how fast did your portfolio recover but how fast did you recover? YOU, the person who’s money went on that wild I-hope-this-never-happens-to-me-again ride?

I’m asking because there’s something odd I’ve been noticing. And it’s at the core of many of the problems I’m seeing today.  

And it has everything to do with recovering fast(er) and avoiding deep loss… both financially and emotionally.

This one thing can help you avoid the next “2008,” which was more about not understanding how to filter for the one signal that matters most. And less to do with the recession and the 60% +/- loss in the stock market.

This one thing will allow you to hear the one signal (read: never lose half your money again) when it wails.

And not a single person invested should be surprised when the stock market falls 40% to 60% during the next recession. And that’s why the next “2008” will NOT be about stocks.

Yes. It will fall. But you already know that. The next “2008” is more likely to happen outside of the stock market.

Let me explain in a way that you might not be expecting. And that I hope you will get.

Scarlet Lewis is a mom of two boys and a name many of you don’t know. And yet she is permanently connected to a day that almost all of you will know.

Stick with me on this one.  

Scarlet was the subject of an NPR Podcast on May 13th of this year.  

It’s title,  “Kindness Can Be Taught. Here’s How.” There’s a three second segment in it, that you have to listen to. It happens in the third minute of the podcast. It’s something that no one would ever notice. AND that’s the problem.

She apologizes.

She choked up for a moment and pushed back the tears. Scarlett was talking about Jesse (her son) and the thee words he wrote on their chalkboard-painted cabinet in their kitchen.

She got choked up thinking about him and those words and apologized for crying. Actually she didn’t even cry. Just got choked up.

And so she apologized for feeling her feelings.

If there is any one person on this planet of seven billion people that should never, ever have to apologize for feeling her feelings. It’s Scarlet.

And yet, society says, “Don’t Feel Your Feelings.”

And if you do. Please apologize.

And this is the problem.

People have been taught to NOT feel.

There are four core human feelings:




And afraid

That’s it. Not a fifth.

And to be clear. Raging on others is not an example of showing feelings. Expressed rage is the inability to feel just how hurt you are feeling.

So if you know anyone that’s almost always angry or even raging, what they are telling you is that they aren’t able to feel their hurt so they hurt others.

Because that’s the only choice. Feel your hurt or hurt others.

So RC, what does this have to do with investing?


When someone loses half of their money. That must feel pretty bad.

Hurt. Scared. Mad. Afraid. Worried… are just of few feelings that could describe how someone might feel when they lose half of their life savings.

But even worse.

We have grown up in a society that says to us, whatever you do, don’t feel this part of you. Because it’s wrong. Sure you can feel glad. But not sad. Or mad. Or afraid.

Don’t feel three of your four feelings.

And so we are taught to read, write, learn, save, work hard, get married, invest. But whatever you do, don’t feel when the big feelings come up.

And so these feelings get pushed down. And our money suffers. Our money is one of the casualties of not feeling our feelings.


We hurt ourselves [financially] by not feeling the hurt. And we can hurt others by not feeling the hurt. Or both.

But if you feel your feelings (cry for example)  in front of your spouse or kids or trusted friends or mailman about the loss of half of your wealth AND not apologize.

Then you heal fast(er).

Because you will move through the stages of grief. You will come out the other side, clearer and stronger.

And make less mistakes (read: see the signals) the next time.

Investing has more to do with understanding and noticing feelings than it does with price to earnings ratios and debt to income levels. Those last two metrics have been sky-high for years and years and years. And yet the market marches higher.

Heck Japan was supposed to collapse years ago with their debt to GDP levels. And yet, if you’ve visited Japan lately. You’d know. Japan is a first world country. With incredible safeness.

There were many people who knew there was something wrong in early 2008, they felt it. But because they were taught to turn away from their feelings. They lost half their money.

And now many investors can’t tell the difference between a, “lose half of your money feeling” and a,  ‘small 10% correction” feeling. They literally have a form of “Financial PTSD,” AND they have been taught to turn away from it.

But it doesn’t have to be this way.

There is a signal that gets triggered consistently but not often that warns people that a larger drop might be coming.

A full signal happened in 2000 to get 100% out.

A full signal happened in 2003 to get 100% back in.

A full signal happened in early 2008 to get 100% out.

A full signal happened in 2009 to get 100% back in.

That’s ten years with four signals. And two missed market collapses.

A partial signal happened in late 2011 to get 25% out.

A partial signaled happened in 2012 to get that 25% back in.

A partial signal happened in late 2015 to get 25% out.

A partial signaled happened in 2016 to get that 25% back in.

And then we got two signals in the past five months. Fearless Wealth Research members have access to these signals.

The point is… in the last 20 years. There were ten signals.

And they were bunched together. There were in fact two four-plus-year periods when there were zero signals. That’s eight out of twenty years with no signals… just keep riding the trend higher!  

Think about this.

That’s only 10 signals in 20 years.

One about every two years if someone was to average them. The point is, it was ten signals in twenty years and not ten signals every ten months. But ten in 20 years.

And yet, there’s no way someone will be able to get access to these signals if they don’t first acknowledge losing half their money twice in ten years was traumatizing. Or how traumatizing being in cash for eight years while the market went up 300% has been to their future.

How can you see these signals?

Notice feelings.

Not in front of the public per se. But with your spouse, your adult kids, your best friends. And feel them without apologizing.

Because in a very odd and effective way. This will open you up to the idea that there must be a better way. A clear way. An uncomplicated way to growing and creating stability in your present and future.

I get how “feel your feelings” will sell zero newsletters. And yet, its the way forward. For you. Your money. And this country.

And though Scarlet Lewis and every parent of those 20 amazing children have the right to show their feelings, know that even when it’s acceptable. We’ve still been taught its not.

And that’s the point I really want you to get from me today.

EVEN when it’s most acceptable, like with Scarlet. Society still says its not.

If you want to know more about Scarlet and her six year old son Jesse you can visit her non-profit called Jesse Lewis Choose Love. And you can find that link right here.

The takeaway…

Before any signals about getting in or out can help. The investor. The human. The parent. The mom. The dad. Must acknowledge on some level that feeling feelings might just be the thing they’ve been looking for all these years and not the next Facebook of China.

You can stop the insanity. And it starts with you.

In Your Corner,

RCPeck-Dig Signature.JPG

RC Peck, CFP

PS – Whenever you’re ready, there’s three things I can help you with…

  1. Do NOT lose half your money [again] in the upcoming recession.
    Whether that recession happens in late 2019 or 2020. A recession is coming and stock markets have a history of falling 40% to 60%. But your account doesn’t have to.  We can help you make sure your money is on the right side of the market. Click here.
  2. Your portfolio has leaks… When will you get a second opinion? When was the last time you had a third-party person look over your portfolio and clearly point out to you where all the leaks are? You might be surprised how many there are. And no, I’m not talking about the obvious fees.

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